Value of Dutch households' investments climb 8% to €204 billion: DNB

Dutch households saw the value of their investments rise last year due to higher stock market prices. According to De Nederlandsche Bank (DNB), the total value of private investments in mutual funds, listed shares, and bonds rose by almost 8 percent over 2025 to €204.4 billion.

DNB said that households had an “excellent investment year” despite the unrest in the financial markets caused by U.S. president Donald Trump’s import tariffs. The announcement of these tariffs caused significant stock market fluctuations in March and April due to investment fears. However, a strong recovery was seen later in the year, more than offsetting these losses.

DNB noted that the amount of over €204 billion was virtually comparable to the previous quarter, despite rising prices in the fourth quarter. This was because households also sold a large number of securities, particularly shares. As in previous years, more investments were sold in December.

Approximately 2.2 million Dutch households have investments. Most of the money is invested in investment funds, totaling €130.6 billion. €68.5 billion is invested in listed shares, and €5.2 billion in bonds.

The size of these investments is still considerably smaller than the €528.6 billion held in Dutch savings accounts. Households also hold €109 billion in current accounts with Dutch banks.