Skip to main content
Netherlands News in English

Main navigation

  • Top stories
  • Health
  • Crime
  • Politics
  • Business
  • Tech
  • Culture
  • Sports
  • Weird
  • 1-1-2
Image
A shopping street in Haarlem
A shopping street in Haarlem - Credit: mavicmikept / DepositPhotos - License: DepositPhotos
Business
ING
Sophie Kraaijeveld
housing shortage
retail vacancy
shopping street
housing construction
Wednesday, 11 June 2025 - 18:40

Share this article:

Plans to convert spaces above stores on shopping streets blocked by city regulations

Empty spaces above stores in Dutch shopping streets are a massive untapped potential in the housing crisis. This type of construction can provide more homes, does ot take up any extra space, and can liven up a neighborhood. But plans to convert these areas into living space are often blocked by city regulations or because doing so is unprofitable, the Telegraaf reports based on research by ING.

According to the bank, there are approximately 50,000 empty floors above shops in the Netherlands. “Many home seekers find it incomprehensible that they see empty floors above shops, while the housing shortage is so high. Many of these spaces could easily be used as living space but remain unused due to financial barriers and complicated regulations,” ING researcher Sophie Kraaijeveld said.

Discussions with investors and experts showed that municipalities can stimulate this type of construction by accelerating permit procedures and being more flexible about extra parking spaces. The parking requirement was often mentioned as a reason that plans fall apart. According to Kraaijeveld, flexibility here is possible “because not every home seeker needs their own parking space.”

Municipalities can also offer more help to small investors who don’t have experience in transforming empty floors into homes. Financial incentives could also be helpful. Conversion is often unprofitable for investors because the high costs do not outweigh the future rental income, for example, because the home would fall under rent regulation.

More like this

Image
Housing construction
Sales of new homes up 69%; Demand for housing will continue to rise
Image
Housing construction
Quickly reducing high rents will not solve housing shortage: ING
Image
Construction workers in Rotterdam
Pension fund ABP pushing €350 mil. into building starter homes, student housing
Image
Rooftop top-up: 44 senior dwellings built on rooftops of existing buildings in Klapwiek, Rotterdam
Netherlands set to spend tens of millions to stimulate housing construction
Make NL Times your top Google source

Follow us:

Latest stories

  • 10,000 residents enroll in Utrecht’s discount transit program for low-income residents
  • ING joins other banks in tightening interest-only mortgage rules in Netherlands
  • Group files complaint over app FLO collecting sexual activity, pregnancy intentions info
  • Dutch lawmakers urge regulator to reject higher grid fees during peak hours
  • Experts dispute whether teen killed in 2020 crash was moved to ditch by a third party

Top stories

  • Heat strokes at marathons: Runners sick in Amersfoort, Utrecht, Houten; two reanimated
  • Heat emergency declared at Groningen Marathon after several runners fall ill
  • Body found in residential garden after passenger jumps from hot air balloon over Zundert
  • Unusually early heat in Netherlands gives way to cooler start of June
  • Police seek "older man in blue shirt" after fatal rail accident near Twello

© 2012-2026, NL Times, All rights reserved.

Footer menu

  • Change Privacy Settings
  • Privacy Policy
  • Contact
  • Partner Content