Dutch housing market hits record 75,000 Q4 sales as overbidding falls

The Dutch housing market cooled in the fourth quarter of 2025, even as nearly 75,000 homes were sold, a quarterly record, according to Huispedia. Overbidding, where buyers pay more than the asking price, declined for the first time in 2½ years.

Buyers paid an average of 5.2 percent above asking, down from 5.8 percent in the previous quarter. Sales above asking fell to 73 percent, while underbidding rose slightly to 20.1 percent.

Listings increased from about 45,000 at the start of the quarter to nearly 50,000, while viewing requests per home fell 6.5 percent.

Price reductions also became more common: one in eight homes and one in seven apartments returned to the market with lower asking prices.

Agent performance had a major impact on outcomes. The top 25 percent of agents sold homes an average of 3.04 percent above the Huispedia Woningwaarde, earning 21,740 euros more per sale, while the bottom 25 percent sold 5.69 percent below, losing 18,500 euros. The difference between top and bottom performers exceeded 40,000 euros per sale.