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A woman works on her bills, stressed about her finances. - Credit: Mactrunk / DepositPhotos - License: DepositPhotos
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Tuesday, 9 December 2025 - 15:20

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Financially vulnerable people often also don't have a support network

Vulnerable individuals in the Netherlands are less likely to have a strong social safety net, increasing their risk of falling into financial hardship, the Centraal Planbureau (CPB) reported Tuesday.

Researchers examined social networks, which can provide more than just emotional support during events such as job loss. They also offer financial assistance and access to new employment opportunities. However, the CPB noted that those most at risk of unemployment often have relatives and friends facing similar risks. As a result, they “have a less powerful informal safety net” to rely on during setbacks.

The report emphasizes that support is unevenly distributed across society. The CPB recommends that government policy take this into account. “The government should not assume that everyone can get support from their environment,” the report said.

The state could create stronger official safety nets to help vulnerable people, prevent them from sliding further into financial problems, and facilitate connections between at-risk individuals and more stable social groups.

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