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Aegon office in The Hague, 2015
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Thursday, 21 August 2025 - 10:20

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Insurance giant Aegon may move headquarters from the Netherlands to U.S.

Insurance giant Aegon is weighing a move of its headquarters from the Netherlands to the United States, less than two years after shifting its legal seat to Bermuda, NRC reported. A final decision is expected in December.

“Over the past years, Aegon’s U.S. operations — which make up approximately 70 percent of Aegon’s activities — have become the company’s most important market and are central to its strategy and long-term growth,” CEO Lard Friese said during the presentation of half-year results. “A move of Aegon’s statutory seat and headquarters to the United States is expected to simplify Aegon’s business structure.”

At Aegon’s current headquarters near Schiphol, 250 people are employed, alongside another 350 working there for the group’s global asset management arm. Aegon Asset Management is primarily based in Chicago, while Aegon is best known in the United States for TransAmerica, its Baltimore-based insurance subsidiary.

If the relocation goes forward, it would add Aegon to the list of multinationals that have departed the Netherlands in recent years, following Shell and Unilever.

Earlier this year, Aegon moved its headquarters from The Hague to Schiphol, while keeping the legal seat in Bermuda, a step taken after the sale of its Dutch insurance operations to ASR in 2023.

That deal meant Aegon was no longer under the supervision of De Nederlandsche Bank. At the time, Friese pledged that the headquarters would remain in the Netherlands and that the company would continue to pay taxes there.

The company now says it may also relocate its legal seat from Bermuda to the United States. Friese reportedly stressed that the decision should be seen as a business move tied to Aegon’s ongoing transformation, not as a response to tax policy.

Aegon is listed on both the Amsterdam and New York stock exchanges. Should the headquarters move, the New York listing is expected to become the primary one, alongside Amsterdam.

The potential relocation was announced as Aegon reported strong earnings. In the first half of 2025, the insurer posted a net profit of 606 million euros, compared with a 65 million euros loss in the same period a year earlier. The company said it is on track to meet all financial targets for the year and expanded its share buyback program for the rest of 2025 from 200 million to 400 million euros.

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