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Tuesday, 10 December 2024 - 22:35

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Haarlem named cryptocurrency hub as Noord-Holland leads in crypto

Haarlem has emerged as the cryptocurrency capital of the Netherlands, with over half of its residents actively following crypto-related news, according to a recent study by Crypto Insiders, the largest crypto news platform in the Netherlands. This places Haarlem at the forefront of digital currency interest, surpassing larger cities like Amsterdam and Rotterdam in relative engagement.

The study revealed Noord-Holland as the most crypto-engaged province in the country, with 116 active readers of cryptocurrency news per 1,000 inhabitants. The province outperformed Zuid-Holland, which recorded 107 active followers per 1,000 residents, and Noord-Brabant, with 73 per 1,000.

Nationwide, interest in cryptocurrencies has surged following a recent record-breaking increase in Bitcoin’s value. Crypto Insiders analyzed over a million anonymized website users between August and November, finding broad national interest in digital assets.

“Haarlem’s high engagement and Noord-Holland’s dominance demonstrate how cryptocurrency is becoming mainstream in the Netherlands,” said Niels Poerwoatmodjo, CEO of Crypto Insiders.

Haarlem leads Dutch cities with 564 crypto-news readers per 1,000 residents, a figure nearly double that of Eindhoven (397 per 1,000), which ranked second. Rotterdam (359), Amsterdam (259), and The Hague (200) rounded out the top five.

In contrast, Limburg remains the least engaged province, with only 38 active crypto-news readers per 1,000 people.

Despite rising public interest, cryptocurrency companies in the Netherlands face significant hurdles. All major Dutch banks, except Bunq, refuse to open business accounts for crypto entrepreneurs due to compliance risks. Rabobank, ABN Amro, ING, and Volksbank cite concerns about money laundering and terrorism financing as reasons for rejecting such businesses.

Rabobank spokespersons have emphasized the unregulated nature of cryptocurrencies and their inherent anonymity as high-risk factors. ING has stated that it implements strict due diligence and is “very cautious” with crypto-related companies.

“While cryptocurrencies are an important market development, our policies aim to mitigate risks,” said Bunq founder Ali Niknam, whose bank remains the sole institution offering limited services to crypto enterprises.

The DNB has repeatedly urged stricter regulations, warning that the anonymity of cryptocurrency transactions poses significant risks. “Unregulated markets make supervision nearly impossible,” the central bank said in a recent statement.

Despite this momentum, financial regulators, including the Dutch Authority for the Financial Markets (AFM), warn of the risks inherent in crypto investments. Laura van Geest, the AFM chair, described crypto as a “risky, volatile phenomenon” and advised potential investors to only use funds they could afford to lose.

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