Law changes 2019: Housing and Living Environment

houe for sale/sold sign
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The Dutch government is implementing a number of law changes on January 1st. Below find a summary of changes made in the category Housing and Living Environment. 

Home rents will increase by no more than 4.1 percent to 5.6 percent from July 1st next year. More information can be found here.

The rental liberalization limit - the maximum amount of money you pay in rent before the home no longer qualifies as social housing - is increasing to 720.42 euros next year. This limit was 710.68 euros in 2018. More information can be found here

From next year the maximum mortgage you can take out is 100 percent of the value of your house. This means you can no longer borrow more than your house is worth. Other costs, such as notary or valuation costs, can no loner be co-financed from the mortgage. 

The cost limit for a mortgage with National Mortgage Guarantee will rise to 290 thousand euros next year. For homes in which energy-saving investments are made, this cost limit will increase to 304,700 euros. 

For people with an income of above 68,507 euros, the mortgage interest deduction will decrease from 49.5 percent to 49 percent next year. This change does not affect people with a lower income.